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Cost of Living in St. Augustine Beach

Is it better to rent or buy in St. Augustine Beach? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$98,562
$1,805/mo

Median in area: $1,805

$662,482

Median in area: $662,482

$132,496

If you Rent

$1,953 /mo
Base Rent$1,805
Est. Utilities$148
% of Income23.8%
Pre-tax Residual$6,261

If you Buy

$4,149 /mo
P&I (6.823%)$3,463
Taxes & Ins$538
Est. Utilities$148
% of Income50.5%
Pre-tax Residual$4,064

Cost of Living FAQs

Is it cheaper to rent or buy in St. Augustine Beach?

Based on median housing data, renting is currently more affordable on a monthly basis in St. Augustine Beach. The estimated all-in monthly cost for renting is $1,953, while owning a median-priced home with a 20% down payment is roughly $4,149 per month (a difference of $2,196).

How much do utilities cost in St. Augustine Beach?

The average monthly utility cost (electricity and natural gas) for a typical home in St. Augustine Beach is approximately $148. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in St. Augustine Beach?

To comfortably afford the median rent and utilities in St. Augustine Beach without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $78,120 per year.