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St. Augustine Shores Mortgage Calculator

Estimate your true cost of homeownership in St. Augustine Shores with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,594
P&I Payment$2,176
Taxes & Ins$267
Utilities$151
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Mortgage Details

$412,196
Local Median: $412,196
$82,439 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,594

Monthly Breakdown

Principal & Interest
$2,176
Property Taxes
$174
Homeowners Ins.
$93
Utilities
$151

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$453,434

Local Housing Facts for St. Augustine Shores

  • ·Median home value: $412,196 (adjusted for current market conditions)
  • ·Est. property taxes: $2,088/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,117/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,811/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Augustine Shores?

Based on the local median home value, estimated real estate property taxes in St. Augustine Shores are around $2,088 per year.

What is the average home price in St. Augustine Shores?

The median home value in St. Augustine Shores is currently estimated at $412,196.

How much does homeowners insurance cost in St. Augustine Shores?

For a median priced home, homeowners insurance in St. Augustine Shores averages around $1,117 annually.

What is the true total cost of owning a home in St. Augustine Shores?

True homeownership costs go beyond principal and interest. In St. Augustine Shores, a typical homeowner with a median-priced home of $412,196 can expect to pay roughly $2,088/yr in property taxes, $1,117/yr for homeowners insurance, and $1,811/yr in energy utilities. That adds approximately $418 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.