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St. Augustine South Mortgage Calculator

Estimate your true cost of homeownership in St. Augustine South with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,459
P&I Payment$2,039
Taxes & Ins$256
Utilities$163
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Mortgage Details

$386,498
Local Median: $386,498
$77,300 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,459

Monthly Breakdown

Principal & Interest
$2,039
Property Taxes
$163
Homeowners Ins.
$93
Utilities
$163

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$424,867

Local Housing Facts for St. Augustine South

  • ·Median home value: $386,498 (adjusted for current market conditions)
  • ·Est. property taxes: $1,961/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,116/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,961/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Augustine South?

Based on the local median home value, estimated real estate property taxes in St. Augustine South are around $1,961 per year.

What is the average home price in St. Augustine South?

The median home value in St. Augustine South is currently estimated at $386,498.

How much does homeowners insurance cost in St. Augustine South?

For a median priced home, homeowners insurance in St. Augustine South averages around $1,116 annually.

What is the true total cost of owning a home in St. Augustine South?

True homeownership costs go beyond principal and interest. In St. Augustine South, a typical homeowner with a median-priced home of $386,498 can expect to pay roughly $1,961/yr in property taxes, $1,116/yr for homeowners insurance, and $1,961/yr in energy utilities. That adds approximately $420 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.