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St. Bernard-Elmwood Place

Learn about the people, housing, costs and businesses in St. Bernard-Elmwood Place, Ohio

Median Home$120,335

Median Rent$989/month

Population6,054

Leading IndustriesTransportation · Healthcare · Arts, Food & Hospitality5% transportation

Home Value Growth⬆⬆+16.8% over 2 years

Family-Friendly25% of residentsabove average nationally

Homeowners57% of occupied units

St. Bernard-Elmwood Place

OH

Explore St. Bernard-Elmwood Place

Real local data across mortgage, insurance, natural hazard, and place.

Mortgage

Rates, calculators, and lender comparisons

Local Mortgage Rates

FHA, VA, Conventional & Jumbo · Purchase & Refi rates in St. Bernard-Elmwood Place.

APR 7.078%Est. Payment $643/mo

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Est. All-In Cost

True all-in cost — P&I, taxes, insurance & utilities for homes in St. Bernard-Elmwood Place.

Property Tax $185/moAvg. Utilities $218/mo

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Local Mortgage Lenders

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Insurance

Homeowners, flood, and specialty coverage estimates

Insurance Estimates

Est. Homeowners

Homeowners, flood & wildfire insurance estimates for St. Bernard-Elmwood Place.

Est. Flood $15/mo

Natural Hazard

Flood, earthquake, and wildfire risk data

Est. Flood Ins.

FEMA flood zones and flood insurance estimates for St. Bernard-Elmwood Place.

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Earthquake Risk

Est. Earthquake Ins.

Seismic risk and earthquake insurance estimates for St. Bernard-Elmwood Place.

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Est. Wildfire Ins.

Wildfire exposure and insurance estimates for St. Bernard-Elmwood Place.

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Place

Cost of living, demographics, and community profile

Income, rent and all-in ownership costs for St. Bernard-Elmwood Place.

Median Rent $989/mo

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Community Profile

People, housing & businesses in St. Bernard-Elmwood Place.

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Frequently Asked Questions

What are today's mortgage rates in St. Bernard-Elmwood Place?›

As of today, the 30-year fixed mortgage rate for St. Bernard-Elmwood Place is approximately 7.038% (7.078% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

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What is the median home price in St. Bernard-Elmwood Place?›

The median home value in St. Bernard-Elmwood Place is $120k. The median monthly rent is $989. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in St. Bernard-Elmwood Place?›

Home values in St. Bernard-Elmwood Place have increased 16.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in St. Bernard-Elmwood Place?›

Based on a typical all-in ownership cost of $1,004/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in St. Bernard-Elmwood Place is $57k/year.

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What industries drive the economy in St. Bernard-Elmwood Place?›

The largest employment sectors in St. Bernard-Elmwood Place are public administration (19%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.