Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

St. Croix County Mortgage Calculator

Estimate your true cost of homeownership in St. Croix County with localized property taxes, insurance, and utility data.

← Back to St. Croix County Hub
Est. Total Monthly Cost
$2,974
P&I Payment$2,233
Taxes & Ins$508
Utilities$233
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this St. Croix County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$425,455
Local Median: $425,455
$85,091 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,974

Monthly Breakdown

Principal & Interest
$2,233
Property Taxes
$372
Homeowners Ins.
$136
Utilities
$233

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$463,350

Local Housing Facts for St. Croix County

  • ·Median home value: $425,455 (adjusted for current market conditions)
  • ·Est. property taxes: $4,463/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,637/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,793/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Croix County?

Based on the local median home value, estimated real estate property taxes in St. Croix County are around $4,463 per year.

What is the average home price in St. Croix County?

The median home value in St. Croix County is currently estimated at $425,455.

How much does homeowners insurance cost in St. Croix County?

For a median priced home, homeowners insurance in St. Croix County averages around $1,637 annually.

What is the true total cost of owning a home in St. Croix County?

True homeownership costs go beyond principal and interest. In St. Croix County, a typical homeowner with a median-priced home of $425,455 can expect to pay roughly $4,463/yr in property taxes, $1,637/yr for homeowners insurance, and $2,793/yr in energy utilities. That adds approximately $741 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.