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St. Croix Falls Mortgage Calculator

Estimate your true cost of homeownership in St. Croix Falls with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,007
P&I Payment$1,476
Taxes & Ins$331
Utilities$200
Also calculate:FHA CalculatorVA Calculator

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Mortgage Details

$278,123
Local Median: $278,123
$55,625 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,007

Monthly Breakdown

Principal & Interest
$1,476
Property Taxes
$243
Homeowners Ins.
$87
Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$309,007

Local Housing Facts for St. Croix Falls

  • ·Median home value: $278,123 (adjusted for current market conditions)
  • ·Est. property taxes: $2,918/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,049/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,399/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Croix Falls?

Based on the local median home value, estimated real estate property taxes in St. Croix Falls are around $2,918 per year.

What is the average home price in St. Croix Falls?

The median home value in St. Croix Falls is currently estimated at $278,123.

How much does homeowners insurance cost in St. Croix Falls?

For a median priced home, homeowners insurance in St. Croix Falls averages around $1,049 annually.

What is the true total cost of owning a home in St. Croix Falls?

True homeownership costs go beyond principal and interest. In St. Croix Falls, a typical homeowner with a median-priced home of $278,123 can expect to pay roughly $2,918/yr in property taxes, $1,049/yr for homeowners insurance, and $2,399/yr in energy utilities. That adds approximately $531 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.