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Cost of Living in St. Francois County

Is it better to rent or buy in St. Francois County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$60,086
$786/mo

Median in area: $786

$178,514

Median in area: $178,514

$35,703

If you Rent

🔑
$958 /mo
Base Rent$786
Est. Utilities$172
% of Income19.1%
Pre-tax Residual$4,049

If you Buy

🏠
$1,318 /mo
P&I (7.071%)$957
Taxes & Ins$189
Est. Utilities$172
% of Income26.3%
Pre-tax Residual$3,689

Compare Nearby Areas

See how St. Francois County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in St. Francois County?

Based on median housing data, renting is currently more affordable on a monthly basis in St. Francois County. The estimated all-in monthly cost for renting is $958, while owning a median-priced home with a 20% down payment is roughly $1,318 per month (a difference of $360).

How much do utilities cost in St. Francois County?

The average monthly utility cost (electricity and natural gas) for a typical home in St. Francois County is approximately $172. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in St. Francois County?

To comfortably afford the median rent and utilities in St. Francois County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $38,320 per year.