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Learn about the people, housing, costs and businesses in St. James Public, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in St. James Public.
True all-in cost — P&I, taxes, insurance & utilities for homes in St. James Public.
Find and compare lenders active near St. James Public.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for St. James Public.
Seismic risk and earthquake insurance estimates for St. James Public.
Wildfire exposure and insurance estimates for St. James Public.
As of today, the 30-year fixed mortgage rate for St. James Public is approximately 7.125% (7.171% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for St. James PublicThe median home value in St. James Public is $147k. The median monthly rent is $826. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in St. James Public have increased 16.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $829/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in St. James Public is $68k/year.
Calculate your buying powerThe largest employment sectors in St. James Public are public administration (24%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.