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Learn about the people, housing, costs and businesses in St. Joseph County County
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FHA, VA, Conventional & Jumbo ยท Purchase & Refi rates in St. Joseph County.
Estimate payments for homes in St. Joseph County.
People, housing & businesses in St. Joseph County.
Find and compare lenders active near St. Joseph County.
Homeowners, flood & wildfire estimates for St. Joseph County.
Income, rent and all-in ownership costs for St. Joseph County.
FEMA flood zones and flood insurance estimates for St. Joseph County.
Seismic risk and earthquake insurance estimates for St. Joseph County.
Wildfire exposure and insurance estimates for St. Joseph County.
As of today, the 30-year fixed mortgage rate for St. Joseph County is approximately 7.104% (7.137% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for St. Joseph CountyThe median home value in St. Joseph County is $180k. The median monthly rent is $866. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in St. Joseph County have increased 18.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $897/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income โ a common lender guideline. The median household income in St. Joseph County is $69k/year.
Calculate your buying powerThe largest employment sectors in St. Joseph County are retail (36%) and public administration (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas