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St. Landry Parish Mortgage Calculator

Estimate your true cost of homeownership in St. Landry Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,111
P&I Payment$823
Taxes & Ins$97
Utilities$190
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Mortgage Details

$154,420
Local Median: $154,420
$30,884 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,111

Monthly Breakdown

Principal & Interest
$823
Property Taxes
$38
Homeowners Ins.
$59
Utilities
$190

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$172,792

Local Housing Facts for St. Landry Parish

  • ·Median home value: $154,420 (adjusted for current market conditions)
  • ·Est. property taxes: $459/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $708/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,283/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Landry Parish?

Based on the local median home value, estimated real estate property taxes in St. Landry Parish are around $459 per year.

What is the average home price in St. Landry Parish?

The median home value in St. Landry Parish is currently estimated at $154,420.

How much does homeowners insurance cost in St. Landry Parish?

For a median priced home, homeowners insurance in St. Landry Parish averages around $708 annually.

What is the true total cost of owning a home in St. Landry Parish?

True homeownership costs go beyond principal and interest. In St. Landry Parish, a typical homeowner with a median-priced home of $154,420 can expect to pay roughly $459/yr in property taxes, $708/yr for homeowners insurance, and $2,283/yr in energy utilities. That adds approximately $288 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.