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St. Louis Park Mortgage Calculator

Estimate your true cost of homeownership in St. Louis Park with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,985
P&I Payment$2,249
Taxes & Ins$569
Utilities$167
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Mortgage Details

$426,151
Local Median: $426,151
$85,230 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,985

Monthly Breakdown

Principal & Interest
$2,249
Property Taxes
$394
Homeowners Ins.
$174
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$468,867

Local Housing Facts for St. Louis Park

  • ·Median home value: $426,151 (adjusted for current market conditions)
  • ·Est. property taxes: $4,732/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,090/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,000/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Louis Park?

Based on the local median home value, estimated real estate property taxes in St. Louis Park are around $4,732 per year.

What is the average home price in St. Louis Park?

The median home value in St. Louis Park is currently estimated at $426,151.

How much does homeowners insurance cost in St. Louis Park?

For a median priced home, homeowners insurance in St. Louis Park averages around $2,090 annually.

What is the true total cost of owning a home in St. Louis Park?

True homeownership costs go beyond principal and interest. In St. Louis Park, a typical homeowner with a median-priced home of $426,151 can expect to pay roughly $4,732/yr in property taxes, $2,090/yr for homeowners insurance, and $2,000/yr in energy utilities. That adds approximately $735 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.