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St. Louis Park Public Mortgage Calculator

Estimate your true cost of homeownership in St. Louis Park Public with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,862

P&I Payment$2,119

Taxes & Ins$573

Utilities$169

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Mortgage Details

Home Price$401,354

Local Median: $401,354

Down Payment$80,271 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$4,466

Homeowners Ins. / yr$2,408

Include Flood InsuranceOptional

Estimated based on St. Louis Park Public FEMA risk profiles.

Include Est. Utilities$2,033/yr

Based on DOE LEAD data for St. Louis Park Public.

Monthly$2,862

Monthly Breakdown

Principal & Interest

$2,119

Property Taxes

$372

Homeowners Ins.

$201

Utilities

$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$441,894

Local Housing Facts for St. Louis Park Public

·Median home value: $401,354 (adjusted for current market conditions)
·Est. property taxes: $4,466/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $2,408/yr — based on local per-$1K premium rates
·Energy utilities: $2,033/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Louis Park Public?

Based on the local median home value, estimated real estate property taxes in St. Louis Park Public are around $4,466 per year.

What is the average home price in St. Louis Park Public?

The median home value in St. Louis Park Public is currently estimated at $401,354.

How much does homeowners insurance cost in St. Louis Park Public?

For a median priced home, homeowners insurance in St. Louis Park Public averages around $2,408 annually.

What is the true total cost of owning a home in St. Louis Park Public?

True homeownership costs go beyond principal and interest. In St. Louis Park Public, a typical homeowner with a median-priced home of $401,354 can expect to pay roughly $4,466/yr in property taxes, $2,408/yr for homeowners insurance, and $2,033/yr in energy utilities. That adds approximately $742 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.