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St. Martin Parish Mortgage Calculator

Estimate your true cost of homeownership in St. Martin Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,378
P&I Payment$984
Taxes & Ins$206
Utilities$187
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Mortgage Details

$185,526
Local Median: $185,526
$37,105 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,378

Monthly Breakdown

Principal & Interest
$984
Property Taxes
$64
Homeowners Ins.
$142
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$205,949

Local Housing Facts for St. Martin Parish

  • ·Median home value: $185,526 (adjusted for current market conditions)
  • ·Est. property taxes: $772/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,702/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,245/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Martin Parish?

Based on the local median home value, estimated real estate property taxes in St. Martin Parish are around $772 per year.

What is the average home price in St. Martin Parish?

The median home value in St. Martin Parish is currently estimated at $185,526.

How much does homeowners insurance cost in St. Martin Parish?

For a median priced home, homeowners insurance in St. Martin Parish averages around $1,702 annually.

What is the true total cost of owning a home in St. Martin Parish?

True homeownership costs go beyond principal and interest. In St. Martin Parish, a typical homeowner with a median-priced home of $185,526 can expect to pay roughly $772/yr in property taxes, $1,702/yr for homeowners insurance, and $2,245/yr in energy utilities. That adds approximately $393 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.