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St. Mary Parish Mortgage Calculator

Estimate your true cost of homeownership in St. Mary Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,242
P&I Payment$818
Taxes & Ins$201
Utilities$222
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Mortgage Details

$154,326
Local Median: $154,326
$30,865 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,242

Monthly Breakdown

Principal & Interest
$818
Property Taxes
$47
Homeowners Ins.
$155
Utilities
$222

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,195

Local Housing Facts for St. Mary Parish

  • ·Median home value: $154,326 (adjusted for current market conditions)
  • ·Est. property taxes: $559/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,858/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,662/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Mary Parish?

Based on the local median home value, estimated real estate property taxes in St. Mary Parish are around $559 per year.

What is the average home price in St. Mary Parish?

The median home value in St. Mary Parish is currently estimated at $154,326.

How much does homeowners insurance cost in St. Mary Parish?

For a median priced home, homeowners insurance in St. Mary Parish averages around $1,858 annually.

What is the true total cost of owning a home in St. Mary Parish?

True homeownership costs go beyond principal and interest. In St. Mary Parish, a typical homeowner with a median-priced home of $154,326 can expect to pay roughly $559/yr in property taxes, $1,858/yr for homeowners insurance, and $2,662/yr in energy utilities. That adds approximately $423 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.