Safe Rate Local

Mortgage Rates in Starke County, IN

7.147%APR 7.182% · $1,132/mo (20% Down)
Updated daily · May 21, 2026+0.222% (14d)
Safe Rate Choice20% Down Conv.
← Back to Starke County Hub
14-Day Rate Trend
+0.222%
LO 6.903%HI 7.147%TODAY 7.147%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.250%
6.301% APR
$1,384
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$93/mo MI
0% Down640 FICO30-yr
6.372%
7.144% APR
$1,283
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.459%
6.836% APR
$1,315
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.476%
6.631% APR
$1,204
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.153%
7.188% APR
$1,090
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.505%
7.542% APR
$1,173
Principal & Interest
$0 Points

Mortgage Rates in Starke County: Local Market Snapshot

Median Home Value
$188,206
2-Yr Appreciation
18.6%
increase
Median Income
$64,044
household
Price-to-Income
2.9x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Starke County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 18149
Average Home Value
$188,206
Average Rent
$881/mo
Average Income
$64,044
Property Tax
$1,015/yr
Avg Loan
$161,383
Avg LTV
77.0%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$63/mo
Flood Insurance$21/mo
Risk TierModerate
Get Your Rate

Get a custom quote for Starke County, take our product quiz to find the right loan, or save this rate to your dashboard.

Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.