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Ste. Genevieve Mortgage Calculator

Estimate your true cost of homeownership in Ste. Genevieve with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,466
P&I Payment$1,055
Taxes & Ins$228
Utilities$183
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Mortgage Details

$197,052
Local Median: $197,052
$39,410 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,466

Monthly Breakdown

Principal & Interest
$1,055
Property Taxes
$118
Homeowners Ins.
$110
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$222,061

Local Housing Facts for Ste. Genevieve

  • ·Median home value: $197,052 (adjusted for current market conditions)
  • ·Est. property taxes: $1,417/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,323/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,201/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ste. Genevieve?

Based on the local median home value, estimated real estate property taxes in Ste. Genevieve are around $1,417 per year.

What is the average home price in Ste. Genevieve?

The median home value in Ste. Genevieve is currently estimated at $197,052.

How much does homeowners insurance cost in Ste. Genevieve?

For a median priced home, homeowners insurance in Ste. Genevieve averages around $1,323 annually.

What is the true total cost of owning a home in Ste. Genevieve?

True homeownership costs go beyond principal and interest. In Ste. Genevieve, a typical homeowner with a median-priced home of $197,052 can expect to pay roughly $1,417/yr in property taxes, $1,323/yr for homeowners insurance, and $2,201/yr in energy utilities. That adds approximately $412 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.