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Ste. Genevieve County Mortgage Calculator

Estimate your true cost of homeownership in Ste. Genevieve County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,704
P&I Payment$1,267
Taxes & Ins$242
Utilities$196
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Mortgage Details

$238,252
Local Median: $238,252
$47,650 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,704

Monthly Breakdown

Principal & Interest
$1,267
Property Taxes
$118
Homeowners Ins.
$124
Utilities
$196

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$265,492

Local Housing Facts for Ste. Genevieve County

  • ·Median home value: $238,252 (adjusted for current market conditions)
  • ·Est. property taxes: $1,414/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,485/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,349/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ste. Genevieve County?

Based on the local median home value, estimated real estate property taxes in Ste. Genevieve County are around $1,414 per year.

What is the average home price in Ste. Genevieve County?

The median home value in Ste. Genevieve County is currently estimated at $238,252.

How much does homeowners insurance cost in Ste. Genevieve County?

For a median priced home, homeowners insurance in Ste. Genevieve County averages around $1,485 annually.

What is the true total cost of owning a home in Ste. Genevieve County?

True homeownership costs go beyond principal and interest. In Ste. Genevieve County, a typical homeowner with a median-priced home of $238,252 can expect to pay roughly $1,414/yr in property taxes, $1,485/yr for homeowners insurance, and $2,349/yr in energy utilities. That adds approximately $437 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.