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Ste. Marie Mortgage Calculator

Estimate your true cost of homeownership in Ste. Marie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,536
P&I Payment$946
Taxes & Ins$294
Utilities$296
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Mortgage Details

$176,975
Local Median: $176,975
$35,395 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,536

Monthly Breakdown

Principal & Interest
$946
Property Taxes
$220
Homeowners Ins.
$74
Utilities
$296

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,127

Local Housing Facts for Ste. Marie

  • ·Median home value: $176,975 (adjusted for current market conditions)
  • ·Est. property taxes: $2,635/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $889/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,552/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ste. Marie?

Based on the local median home value, estimated real estate property taxes in Ste. Marie are around $2,635 per year.

What is the average home price in Ste. Marie?

The median home value in Ste. Marie is currently estimated at $176,975.

How much does homeowners insurance cost in Ste. Marie?

For a median priced home, homeowners insurance in Ste. Marie averages around $889 annually.

What is the true total cost of owning a home in Ste. Marie?

True homeownership costs go beyond principal and interest. In Ste. Marie, a typical homeowner with a median-priced home of $176,975 can expect to pay roughly $2,635/yr in property taxes, $889/yr for homeowners insurance, and $3,552/yr in energy utilities. That adds approximately $590 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.