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Learn about the people, housing, costs and businesses in Stearns County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Stearns County.
Estimate payments for homes in Stearns County.
People, housing & businesses in Stearns County.
Find and compare lenders active near Stearns County.
Homeowners, flood & wildfire estimates for Stearns County.
Income, rent and all-in ownership costs for Stearns County.
FEMA flood zones and flood insurance estimates for Stearns County.
Seismic risk and earthquake insurance estimates for Stearns County.
Wildfire exposure and insurance estimates for Stearns County.
As of today, the 30-year fixed mortgage rate for Stearns County is approximately 7.134% (7.163% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Stearns CountyThe median home value in Stearns County is $283k. The median monthly rent is $1,076. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Stearns County have increased 12.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,197/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Stearns County is $80k/year.
Calculate your buying powerThe largest employment sectors in Stearns County are public administration (29%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas