Safe Rate Local
Learn about the people, housing, costs and businesses in Stephens County County
Select a topic to explore real data for Stephens County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Stephens County.
Estimate payments for homes in Stephens County.
People, housing & businesses in Stephens County.
Find and compare lenders active near Stephens County.
Homeowners, flood & wildfire estimates for Stephens County.
Income, rent and all-in ownership costs for Stephens County.
FEMA flood zones and flood insurance estimates for Stephens County.
Seismic risk and earthquake insurance estimates for Stephens County.
Wildfire exposure and insurance estimates for Stephens County.
As of today, the 30-year fixed mortgage rate for Stephens County is approximately 7.104% (7.132% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Stephens CountyThe median home value in Stephens County is $187k. The median monthly rent is $865. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Stephens County have increased 22.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $780/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Stephens County is $56k/year.
Calculate your buying powerThe largest employment sectors in Stephens County are retail (21%) and public administration (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas