Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Stevens Creek Mortgage Calculator

Estimate your true cost of homeownership in Stevens Creek with localized property taxes, insurance, and utility data.

← Back to Stevens Creek Hub
Est. Total Monthly Cost
$931
P&I Payment$669
Taxes & Ins$100
Utilities$162
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Stevens Creek scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$126,985
Local Median: $126,985
$25,397 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$931

Monthly Breakdown

Principal & Interest
$669
Property Taxes
$62
Homeowners Ins.
$38
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$139,273

Local Housing Facts for Stevens Creek

  • ·Median home value: $126,985 (adjusted for current market conditions)
  • ·Est. property taxes: $738/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $459/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,944/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Stevens Creek?

Based on the local median home value, estimated real estate property taxes in Stevens Creek are around $738 per year.

What is the average home price in Stevens Creek?

The median home value in Stevens Creek is currently estimated at $126,985.

How much does homeowners insurance cost in Stevens Creek?

For a median priced home, homeowners insurance in Stevens Creek averages around $459 annually.

What is the true total cost of owning a home in Stevens Creek?

True homeownership costs go beyond principal and interest. In Stevens Creek, a typical homeowner with a median-priced home of $126,985 can expect to pay roughly $738/yr in property taxes, $459/yr for homeowners insurance, and $1,944/yr in energy utilities. That adds approximately $262 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.