Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Stevens Point Mortgage Calculator

Estimate your true cost of homeownership in Stevens Point with localized property taxes, insurance, and utility data.

← Back to Stevens Point Hub
Est. Total Monthly Cost
$1,722
P&I Payment$1,250
Taxes & Ins$328
Utilities$144
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Stevens Point scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$233,683
Local Median: $233,683
$46,737 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,722

Monthly Breakdown

Principal & Interest
$1,250
Property Taxes
$272
Homeowners Ins.
$56
Utilities
$144

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$262,979

Local Housing Facts for Stevens Point

  • ·Median home value: $233,683 (adjusted for current market conditions)
  • ·Est. property taxes: $3,268/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $671/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,723/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Stevens Point?

Based on the local median home value, estimated real estate property taxes in Stevens Point are around $3,268 per year.

What is the average home price in Stevens Point?

The median home value in Stevens Point is currently estimated at $233,683.

How much does homeowners insurance cost in Stevens Point?

For a median priced home, homeowners insurance in Stevens Point averages around $671 annually.

What is the true total cost of owning a home in Stevens Point?

True homeownership costs go beyond principal and interest. In Stevens Point, a typical homeowner with a median-priced home of $233,683 can expect to pay roughly $3,268/yr in property taxes, $671/yr for homeowners insurance, and $1,723/yr in energy utilities. That adds approximately $472 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.