Safe Rate Local
Learn about the people, housing, costs and businesses in Steward, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Steward.
True all-in cost — P&I, taxes, insurance & utilities for homes in Steward.
Find and compare lenders active near Steward.
FEMA flood zones and flood insurance estimates for Steward.
Seismic risk and earthquake insurance estimates for Steward.
Wildfire exposure and insurance estimates for Steward.
As of today, the 30-year fixed mortgage rate for Steward is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for StewardThe median home value in Steward is $165k. The median monthly rent is $1,024. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Steward have increased 25.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,206/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $52k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Steward is $86k/year.
Calculate your buying powerThe largest employment sectors in Steward are public administration (22%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.