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Stoney Point Mortgage Calculator

Estimate your true cost of homeownership in Stoney Point with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,067
P&I Payment$750
Taxes & Ins$132
Utilities$185
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Mortgage Details

$141,499
Local Median: $141,499
$28,300 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,067

Monthly Breakdown

Principal & Interest
$750
Property Taxes
$55
Homeowners Ins.
$77
Utilities
$185

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$156,638

Local Housing Facts for Stoney Point

  • ·Median home value: $141,499 (adjusted for current market conditions)
  • ·Est. property taxes: $665/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $924/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,220/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Stoney Point?

Based on the local median home value, estimated real estate property taxes in Stoney Point are around $665 per year.

What is the average home price in Stoney Point?

The median home value in Stoney Point is currently estimated at $141,499.

How much does homeowners insurance cost in Stoney Point?

For a median priced home, homeowners insurance in Stoney Point averages around $924 annually.

What is the true total cost of owning a home in Stoney Point?

True homeownership costs go beyond principal and interest. In Stoney Point, a typical homeowner with a median-priced home of $141,499 can expect to pay roughly $665/yr in property taxes, $924/yr for homeowners insurance, and $2,220/yr in energy utilities. That adds approximately $317 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.