Local
Learn about the people, housing, costs and businesses in Stony Creek, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Stony Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Stony Creek.
Find and compare lenders active near Stony Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Stony Creek.
Seismic risk and earthquake insurance estimates for Stony Creek.
Wildfire exposure and insurance estimates for Stony Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Stony Creek is approximately 7.049% (7.090% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Stony CreekThe median home value in Stony Creek is $178k. The median monthly rent is $963. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Stony Creek have increased 25.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $848/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Stony Creek is $73k/year.
Calculate your buying powerThe largest employment sectors in Stony Creek are retail (18%) and public administration (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.