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Stony Point Mortgage Calculator

Estimate your true cost of homeownership in Stony Point with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,566
P&I Payment$3,223
Taxes & Ins$948
Utilities$395
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Mortgage Details

$616,773
Local Median: $616,773
$123,355 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,566

Monthly Breakdown

Principal & Interest
$3,223
Property Taxes
$833
Homeowners Ins.
$115
Utilities
$395

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$666,849

Local Housing Facts for Stony Point

  • ·Median home value: $616,773 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,379/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,735/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Stony Point?

Based on the local median home value, estimated real estate property taxes in Stony Point are around $10,001 per year.

What is the average home price in Stony Point?

The median home value in Stony Point is currently estimated at $616,773.

How much does homeowners insurance cost in Stony Point?

For a median priced home, homeowners insurance in Stony Point averages around $1,379 annually.

What is the true total cost of owning a home in Stony Point?

True homeownership costs go beyond principal and interest. In Stony Point, a typical homeowner with a median-priced home of $616,773 can expect to pay roughly $10,001/yr in property taxes, $1,379/yr for homeowners insurance, and $4,735/yr in energy utilities. That adds approximately $1,343 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.