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Story County Mortgage Calculator

Estimate your true cost of homeownership in Story County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,271
P&I Payment$1,668
Taxes & Ins$402
Utilities$200

Mortgage Details

$310,460
Local Median: $310,460
$62,092 (20%)
%

Local Area Costs

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Monthly$2,271

Monthly Breakdown

Principal & Interest
$1,668
Property Taxes
$315
Homeowners Ins.
$87
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$352,211

Local Housing Facts for Story County

  • ·Median home value: $310,460 (adjusted for current market conditions)
  • ·Est. property taxes: $3,784/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,044/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Story County?

Based on the local median home value, estimated real estate property taxes in Story County are around $3,784 per year.

What is the average home price in Story County?

The median home value in Story County is currently estimated at $310,460.

How much does homeowners insurance cost in Story County?

For a median priced home, homeowners insurance in Story County averages around $1,044 annually.

What is the true total cost of owning a home in Story County?

True homeownership costs go beyond principal and interest. In Story County, a typical homeowner with a median-priced home of $310,460 can expect to pay roughly $3,784/yr in property taxes, $1,044/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $602 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.