Local
Learn about the people, housing, costs and businesses in Stuarts Draft, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Stuarts Draft.
True all-in cost — P&I, taxes, insurance & utilities for homes in Stuarts Draft.
Find and compare lenders active near Stuarts Draft.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Stuarts Draft.
Seismic risk and earthquake insurance estimates for Stuarts Draft.
Wildfire exposure and insurance estimates for Stuarts Draft.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Stuarts Draft is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Stuarts DraftThe median home value in Stuarts Draft is $302k. The median monthly rent is $1,251. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Stuarts Draft have increased 19.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,032/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Stuarts Draft is $83k/year.
Calculate your buying powerThe largest employment sectors in Stuarts Draft are retail (23%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.