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Cost of Living in Sturgeon Bay

Is it better to rent or buy in Sturgeon Bay? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$62,515
$1,078/mo

Median in area: $1,078

$252,332

Median in area: $252,332

$50,466

If you Rent

$1,247 /mo
Base Rent$1,078
Est. Utilities$169
% of Income23.9%
Pre-tax Residual$3,963

If you Buy

$1,867 /mo
P&I (7.018%)$1,345
Taxes & Ins$353
Est. Utilities$169
% of Income35.8%
Pre-tax Residual$3,342

Cost of Living FAQs

Is it cheaper to rent or buy in Sturgeon Bay?

Based on median housing data, renting is currently more affordable on a monthly basis in Sturgeon Bay. The estimated all-in monthly cost for renting is $1,247, while owning a median-priced home with a 20% down payment is roughly $1,867 per month (a difference of $620).

How much do utilities cost in Sturgeon Bay?

The average monthly utility cost (electricity and natural gas) for a typical home in Sturgeon Bay is approximately $169. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Sturgeon Bay?

To comfortably afford the median rent and utilities in Sturgeon Bay without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $49,880 per year.