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Sturgis Mortgage Calculator

Estimate your true cost of homeownership in Sturgis with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,338
P&I Payment$1,015
Taxes & Ins$134
Utilities$189
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Mortgage Details

$190,470
Local Median: $190,470
$38,094 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,338

Monthly Breakdown

Principal & Interest
$1,015
Property Taxes
$56
Homeowners Ins.
$78
Utilities
$189

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$213,020

Local Housing Facts for Sturgis

  • ·Median home value: $190,470 (adjusted for current market conditions)
  • ·Est. property taxes: $674/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $936/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,270/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sturgis?

Based on the local median home value, estimated real estate property taxes in Sturgis are around $674 per year.

What is the average home price in Sturgis?

The median home value in Sturgis is currently estimated at $190,470.

How much does homeowners insurance cost in Sturgis?

For a median priced home, homeowners insurance in Sturgis averages around $936 annually.

What is the true total cost of owning a home in Sturgis?

True homeownership costs go beyond principal and interest. In Sturgis, a typical homeowner with a median-priced home of $190,470 can expect to pay roughly $674/yr in property taxes, $936/yr for homeowners insurance, and $2,270/yr in energy utilities. That adds approximately $323 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.