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Stutsman County Mortgage Calculator

Estimate your true cost of homeownership in Stutsman County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,827
P&I Payment$1,349
Taxes & Ins$295
Utilities$183
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Mortgage Details

$253,455
Local Median: $253,455
$50,691 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,827

Monthly Breakdown

Principal & Interest
$1,349
Property Taxes
$197
Homeowners Ins.
$98
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$282,727

Local Housing Facts for Stutsman County

  • ·Median home value: $253,455 (adjusted for current market conditions)
  • ·Est. property taxes: $2,368/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,176/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,199/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Stutsman County?

Based on the local median home value, estimated real estate property taxes in Stutsman County are around $2,368 per year.

What is the average home price in Stutsman County?

The median home value in Stutsman County is currently estimated at $253,455.

How much does homeowners insurance cost in Stutsman County?

For a median priced home, homeowners insurance in Stutsman County averages around $1,176 annually.

What is the true total cost of owning a home in Stutsman County?

True homeownership costs go beyond principal and interest. In Stutsman County, a typical homeowner with a median-priced home of $253,455 can expect to pay roughly $2,368/yr in property taxes, $1,176/yr for homeowners insurance, and $2,199/yr in energy utilities. That adds approximately $479 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.