Safe Rate Local
Learn about the people, housing, costs and businesses in Sugar Grove, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sugar Grove.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sugar Grove.
Find and compare lenders active near Sugar Grove.
FEMA flood zones and flood insurance estimates for Sugar Grove.
Seismic risk and earthquake insurance estimates for Sugar Grove.
Wildfire exposure and insurance estimates for Sugar Grove.
As of today, the 30-year fixed mortgage rate for Sugar Grove is approximately 6.895% (6.901% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Sugar GroveThe median home value in Sugar Grove is $383k. The median monthly rent is $1,361. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sugar Grove have increased 20.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,975/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $85k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sugar Grove is $141k/year.
Calculate your buying powerThe largest employment sectors in Sugar Grove are public administration (26%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.