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Cost of Living in Sumner County

Is it better to rent or buy in Sumner County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$93,109
$1,554/mo

Median in area: $1,554

$403,560

Median in area: $403,560

$80,712

If you Rent

🔑
$1,748 /mo
Base Rent$1,554
Est. Utilities$194
% of Income22.5%
Pre-tax Residual$6,011

If you Buy

🏠
$2,662 /mo
P&I (6.947%)$2,136
Taxes & Ins$332
Est. Utilities$194
% of Income34.3%
Pre-tax Residual$5,097

Compare Nearby Areas

See how Sumner County stacks up against neighboring areas.

countyMacon County, TN
$846/mo
countyTrousdale County, TN
$859/mo
countyDavidson County, TN
$1,644/mo
countyRobertson County, TN
$1,255/mo
countyWilson County, TN
$1,672/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Sumner County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Sumner County. The estimated all-in monthly cost for renting is $1,748, while owning a median-priced home with a 20% down payment is roughly $2,662 per month (a difference of $914).

How much do utilities cost in Sumner County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Sumner County is approximately $194. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Sumner County?›

To comfortably afford the median rent and utilities in Sumner County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $69,920 per year.