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Sun City Center Mortgage Calculator

Estimate your true cost of homeownership in Sun City Center with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,812
P&I Payment$2,332
Taxes & Ins$349
Utilities$130
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Mortgage Details

$439,475
Local Median: $439,475
$87,895 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,812

Monthly Breakdown

Principal & Interest
$2,332
Property Taxes
$221
Homeowners Ins.
$129
Utilities
$130

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$488,107

Local Housing Facts for Sun City Center

  • ·Median home value: $439,475 (adjusted for current market conditions)
  • ·Est. property taxes: $2,646/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,547/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,561/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sun City Center?

Based on the local median home value, estimated real estate property taxes in Sun City Center are around $2,646 per year.

What is the average home price in Sun City Center?

The median home value in Sun City Center is currently estimated at $439,475.

How much does homeowners insurance cost in Sun City Center?

For a median priced home, homeowners insurance in Sun City Center averages around $1,547 annually.

What is the true total cost of owning a home in Sun City Center?

True homeownership costs go beyond principal and interest. In Sun City Center, a typical homeowner with a median-priced home of $439,475 can expect to pay roughly $2,646/yr in property taxes, $1,547/yr for homeowners insurance, and $1,561/yr in energy utilities. That adds approximately $480 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.