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Sun Prairie Mortgage Calculator

Estimate your true cost of homeownership in Sun Prairie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,564
P&I Payment$1,121
Taxes & Ins$256
Utilities$187
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Mortgage Details

$211,765
Local Median: $211,765
$42,353 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,564

Monthly Breakdown

Principal & Interest
$1,121
Property Taxes
$141
Homeowners Ins.
$114
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$234,176

Local Housing Facts for Sun Prairie

  • ·Median home value: $211,765 (adjusted for current market conditions)
  • ·Est. property taxes: $1,695/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,371/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,248/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sun Prairie?

Based on the local median home value, estimated real estate property taxes in Sun Prairie are around $1,695 per year.

What is the average home price in Sun Prairie?

The median home value in Sun Prairie is currently estimated at $211,765.

How much does homeowners insurance cost in Sun Prairie?

For a median priced home, homeowners insurance in Sun Prairie averages around $1,371 annually.

What is the true total cost of owning a home in Sun Prairie?

True homeownership costs go beyond principal and interest. In Sun Prairie, a typical homeowner with a median-priced home of $211,765 can expect to pay roughly $1,695/yr in property taxes, $1,371/yr for homeowners insurance, and $2,248/yr in energy utilities. That adds approximately $443 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.