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Sun Prairie Mortgage Calculator

Estimate your true cost of homeownership in Sun Prairie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,974
P&I Payment$2,215
Taxes & Ins$625
Utilities$134
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Mortgage Details

$420,671
Local Median: $420,671
$84,134 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,974

Monthly Breakdown

Principal & Interest
$2,215
Property Taxes
$540
Homeowners Ins.
$85
Utilities
$134

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$460,892

Local Housing Facts for Sun Prairie

  • ·Median home value: $420,671 (adjusted for current market conditions)
  • ·Est. property taxes: $6,483/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,018/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,606/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sun Prairie?

Based on the local median home value, estimated real estate property taxes in Sun Prairie are around $6,483 per year.

What is the average home price in Sun Prairie?

The median home value in Sun Prairie is currently estimated at $420,671.

How much does homeowners insurance cost in Sun Prairie?

For a median priced home, homeowners insurance in Sun Prairie averages around $1,018 annually.

What is the true total cost of owning a home in Sun Prairie?

True homeownership costs go beyond principal and interest. In Sun Prairie, a typical homeowner with a median-priced home of $420,671 can expect to pay roughly $6,483/yr in property taxes, $1,018/yr for homeowners insurance, and $1,606/yr in energy utilities. That adds approximately $759 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.