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Sun Mortgage Calculator

Estimate your true cost of homeownership in Sun with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,206
P&I Payment$804
Taxes & Ins$218
Utilities$184
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Mortgage Details

$151,873
Local Median: $151,873
$30,375 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,206

Monthly Breakdown

Principal & Interest
$804
Property Taxes
$66
Homeowners Ins.
$152
Utilities
$184

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$167,858

Local Housing Facts for Sun

  • ·Median home value: $151,873 (adjusted for current market conditions)
  • ·Est. property taxes: $791/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,824/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,207/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sun?

Based on the local median home value, estimated real estate property taxes in Sun are around $791 per year.

What is the average home price in Sun?

The median home value in Sun is currently estimated at $151,873.

How much does homeowners insurance cost in Sun?

For a median priced home, homeowners insurance in Sun averages around $1,824 annually.

What is the true total cost of owning a home in Sun?

True homeownership costs go beyond principal and interest. In Sun, a typical homeowner with a median-priced home of $151,873 can expect to pay roughly $791/yr in property taxes, $1,824/yr for homeowners insurance, and $2,207/yr in energy utilities. That adds approximately $402 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.