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Sunland Park Mortgage Calculator

Estimate your true cost of homeownership in Sunland Park with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,209
P&I Payment$856
Taxes & Ins$208
Utilities$145
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Mortgage Details

$163,643
Local Median: $163,643
$32,729 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,209

Monthly Breakdown

Principal & Interest
$856
Property Taxes
$114
Homeowners Ins.
$94
Utilities
$145

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$177,401

Local Housing Facts for Sunland Park

  • ·Median home value: $163,643 (adjusted for current market conditions)
  • ·Est. property taxes: $1,362/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,129/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,739/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sunland Park?

Based on the local median home value, estimated real estate property taxes in Sunland Park are around $1,362 per year.

What is the average home price in Sunland Park?

The median home value in Sunland Park is currently estimated at $163,643.

How much does homeowners insurance cost in Sunland Park?

For a median priced home, homeowners insurance in Sunland Park averages around $1,129 annually.

What is the true total cost of owning a home in Sunland Park?

True homeownership costs go beyond principal and interest. In Sunland Park, a typical homeowner with a median-priced home of $163,643 can expect to pay roughly $1,362/yr in property taxes, $1,129/yr for homeowners insurance, and $1,739/yr in energy utilities. That adds approximately $353 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.