Local
Learn about the people, housing, costs and businesses in Surprise Valley Joint, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Surprise Valley Joint.
True all-in cost — P&I, taxes, insurance & utilities for homes in Surprise Valley Joint.
Find and compare lenders active near Surprise Valley Joint.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Surprise Valley Joint.
Seismic risk and earthquake insurance estimates for Surprise Valley Joint.
Wildfire exposure and insurance estimates for Surprise Valley Joint.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Surprise Valley Joint is approximately 6.938% (6.976% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Surprise Valley JointThe median home value in Surprise Valley Joint is $243k. The median monthly rent is $816. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Surprise Valley Joint have increased 12.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $730/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Surprise Valley Joint is $62k/year.
Calculate your buying powerThe largest employment sectors in Surprise Valley Joint are public administration (20%) and agriculture and mining (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.