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Surrency Mortgage Calculator

Estimate your true cost of homeownership in Surrency with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,070
P&I Payment$701
Taxes & Ins$199
Utilities$170
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Mortgage Details

$131,807
Local Median: $131,807
$26,361 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,070

Monthly Breakdown

Principal & Interest
$701
Property Taxes
$47
Homeowners Ins.
$153
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$146,851

Local Housing Facts for Surrency

  • ·Median home value: $131,807 (adjusted for current market conditions)
  • ·Est. property taxes: $559/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,831/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,043/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Surrency?

Based on the local median home value, estimated real estate property taxes in Surrency are around $559 per year.

What is the average home price in Surrency?

The median home value in Surrency is currently estimated at $131,807.

How much does homeowners insurance cost in Surrency?

For a median priced home, homeowners insurance in Surrency averages around $1,831 annually.

What is the true total cost of owning a home in Surrency?

True homeownership costs go beyond principal and interest. In Surrency, a typical homeowner with a median-priced home of $131,807 can expect to pay roughly $559/yr in property taxes, $1,831/yr for homeowners insurance, and $2,043/yr in energy utilities. That adds approximately $369 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.