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Learn about the people, housing, costs and businesses in Surrey, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Surrey.
True all-in cost — P&I, taxes, insurance & utilities for homes in Surrey.
Find and compare lenders active near Surrey.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Surrey.
Seismic risk and earthquake insurance estimates for Surrey.
Wildfire exposure and insurance estimates for Surrey.
As of today, the 30-year fixed mortgage rate for Surrey is approximately 6.894% (6.930% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SurreyThe median home value in Surrey is $328k. The median monthly rent is $1,144. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Surrey have increased 3.6% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,201/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Surrey is $83k/year.
Calculate your buying powerThe largest employment sectors in Surrey are public administration (19%) and agriculture and mining (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.