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Cost of Living in Surry County

Is it better to rent or buy in Surry County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$79,740
$990/mo

Median in area: $990

$239,956

Median in area: $239,956

$47,991

If you Rent

🔑
$1,224 /mo
Base Rent$990
Est. Utilities$234
% of Income18.4%
Pre-tax Residual$5,421

If you Buy

🏠
$1,754 /mo
P&I (7.104%)$1,291
Taxes & Ins$229
Est. Utilities$234
% of Income26.4%
Pre-tax Residual$4,891

Compare Nearby Areas

See how Surry County stacks up against neighboring areas.

countySouthampton County, VA
$923/mo
countyPrince George County, VA
$1,431/mo
countyJames City County, VA
$1,669/mo
countyIsle of Wight County, VA
$1,310/mo
countySussex County, VA
$904/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Surry County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Surry County. The estimated all-in monthly cost for renting is $1,224, while owning a median-priced home with a 20% down payment is roughly $1,754 per month (a difference of $530).

How much do utilities cost in Surry County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Surry County is approximately $234. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Surry County?›

To comfortably afford the median rent and utilities in Surry County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $48,960 per year.