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Surry Mortgage Calculator

Estimate your true cost of homeownership in Surry with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,125
P&I Payment$1,659
Taxes & Ins$234
Utilities$232
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Mortgage Details

$310,085
Local Median: $310,085
$62,017 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,125

Monthly Breakdown

Principal & Interest
$1,659
Property Taxes
$140
Homeowners Ins.
$94
Utilities
$232

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$349,319

Local Housing Facts for Surry

  • ·Median home value: $310,085 (adjusted for current market conditions)
  • ·Est. property taxes: $1,675/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,129/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,784/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Surry?

Based on the local median home value, estimated real estate property taxes in Surry are around $1,675 per year.

What is the average home price in Surry?

The median home value in Surry is currently estimated at $310,085.

How much does homeowners insurance cost in Surry?

For a median priced home, homeowners insurance in Surry averages around $1,129 annually.

What is the true total cost of owning a home in Surry?

True homeownership costs go beyond principal and interest. In Surry, a typical homeowner with a median-priced home of $310,085 can expect to pay roughly $1,675/yr in property taxes, $1,129/yr for homeowners insurance, and $2,784/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.