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Learn about the people, housing, costs and businesses in Sutter Creek, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sutter Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sutter Creek.
Find and compare lenders active near Sutter Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Sutter Creek.
Seismic risk and earthquake insurance estimates for Sutter Creek.
Wildfire exposure and insurance estimates for Sutter Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Sutter Creek is approximately 7.588% (7.648% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Sutter CreekThe median home value in Sutter Creek is $497k. The median monthly rent is $1,440. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sutter Creek have increased 3.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,581/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $68k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sutter Creek is $86k/year.
Calculate your buying powerThe largest employment sectors in Sutter Creek are public administration (17%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.