Safe Rate Local
Learn about the people, housing, costs and businesses in Taylor Springs, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Taylor Springs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Taylor Springs.
Find and compare lenders active near Taylor Springs.
FEMA flood zones and flood insurance estimates for Taylor Springs.
Seismic risk and earthquake insurance estimates for Taylor Springs.
Wildfire exposure and insurance estimates for Taylor Springs.
As of today, the 30-year fixed mortgage rate for Taylor Springs is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Taylor SpringsThe median home value in Taylor Springs is $88k. The median monthly rent is $762. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Taylor Springs have decreased 0.3% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $709/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Taylor Springs is $66k/year.
Calculate your buying powerThe largest employment sectors in Taylor Springs are public administration (20%) and wholesale trade (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.