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Tega Cay Mortgage Calculator

Estimate your true cost of homeownership in Tega Cay with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,617
P&I Payment$3,143
Taxes & Ins$321
Utilities$153
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Mortgage Details

$599,239
Local Median: $599,239
$119,848 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,617

Monthly Breakdown

Principal & Interest
$3,143
Property Taxes
$268
Homeowners Ins.
$53
Utilities
$153

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$652,152

Local Housing Facts for Tega Cay

  • ·Median home value: $599,239 (adjusted for current market conditions)
  • ·Est. property taxes: $3,212/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $635/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,840/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Tega Cay?

Based on the local median home value, estimated real estate property taxes in Tega Cay are around $3,212 per year.

What is the average home price in Tega Cay?

The median home value in Tega Cay is currently estimated at $599,239.

How much does homeowners insurance cost in Tega Cay?

For a median priced home, homeowners insurance in Tega Cay averages around $635 annually.

What is the true total cost of owning a home in Tega Cay?

True homeownership costs go beyond principal and interest. In Tega Cay, a typical homeowner with a median-priced home of $599,239 can expect to pay roughly $3,212/yr in property taxes, $635/yr for homeowners insurance, and $1,840/yr in energy utilities. That adds approximately $474 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.