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Terre Haute Mortgage Calculator

Estimate your true cost of homeownership in Terre Haute with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,248
P&I Payment$869
Taxes & Ins$158
Utilities$221
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Mortgage Details

$171,923
Local Median: $171,923
$34,385 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,248

Monthly Breakdown

Principal & Interest
$869
Property Taxes
$95
Homeowners Ins.
$63
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$175,423

Local Housing Facts for Terre Haute

  • ·Median home value: $171,923 (adjusted for current market conditions)
  • ·Est. property taxes: $1,141/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $752/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,656/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Terre Haute?

Based on the local median home value, estimated real estate property taxes in Terre Haute are around $1,141 per year.

What is the average home price in Terre Haute?

The median home value in Terre Haute is currently estimated at $171,923.

How much does homeowners insurance cost in Terre Haute?

For a median priced home, homeowners insurance in Terre Haute averages around $752 annually.

What is the true total cost of owning a home in Terre Haute?

True homeownership costs go beyond principal and interest. In Terre Haute, a typical homeowner with a median-priced home of $171,923 can expect to pay roughly $1,141/yr in property taxes, $752/yr for homeowners insurance, and $2,656/yr in energy utilities. That adds approximately $379 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.