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Terrebonne Parish Mortgage Calculator

Estimate your true cost of homeownership in Terrebonne Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,581
P&I Payment$1,086
Taxes & Ins$320
Utilities$174
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Mortgage Details

$204,960
Local Median: $204,960
$40,992 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,581

Monthly Breakdown

Principal & Interest
$1,086
Property Taxes
$74
Homeowners Ins.
$246
Utilities
$174

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$227,165

Local Housing Facts for Terrebonne Parish

  • ·Median home value: $204,960 (adjusted for current market conditions)
  • ·Est. property taxes: $893/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,949/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,088/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Terrebonne Parish?

Based on the local median home value, estimated real estate property taxes in Terrebonne Parish are around $893 per year.

What is the average home price in Terrebonne Parish?

The median home value in Terrebonne Parish is currently estimated at $204,960.

How much does homeowners insurance cost in Terrebonne Parish?

For a median priced home, homeowners insurance in Terrebonne Parish averages around $2,949 annually.

What is the true total cost of owning a home in Terrebonne Parish?

True homeownership costs go beyond principal and interest. In Terrebonne Parish, a typical homeowner with a median-priced home of $204,960 can expect to pay roughly $893/yr in property taxes, $2,949/yr for homeowners insurance, and $2,088/yr in energy utilities. That adds approximately $494 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.