Local
Learn about the people, housing, costs and businesses in Terrell, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Terrell.
True all-in cost — P&I, taxes, insurance & utilities for homes in Terrell.
Find and compare lenders active near Terrell.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Terrell.
Seismic risk and earthquake insurance estimates for Terrell.
Wildfire exposure and insurance estimates for Terrell.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Terrell is approximately 6.950% (6.991% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for TerrellThe median home value in Terrell is $214k. The median monthly rent is $1,328. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Terrell have increased 7.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,272/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Terrell is $61k/year.
Calculate your buying powerThe largest employment sectors in Terrell are public administration (23%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.