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Texas County Mortgage Calculator

Estimate your true cost of homeownership in Texas County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,328
P&I Payment$948
Taxes & Ins$170
Utilities$211
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Mortgage Details

$178,435
Local Median: $178,435
$35,687 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,328

Monthly Breakdown

Principal & Interest
$948
Property Taxes
$95
Homeowners Ins.
$75
Utilities
$211

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$198,422

Local Housing Facts for Texas County

  • ·Median home value: $178,435 (adjusted for current market conditions)
  • ·Est. property taxes: $1,140/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $901/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,526/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Texas County?

Based on the local median home value, estimated real estate property taxes in Texas County are around $1,140 per year.

What is the average home price in Texas County?

The median home value in Texas County is currently estimated at $178,435.

How much does homeowners insurance cost in Texas County?

For a median priced home, homeowners insurance in Texas County averages around $901 annually.

What is the true total cost of owning a home in Texas County?

True homeownership costs go beyond principal and interest. In Texas County, a typical homeowner with a median-priced home of $178,435 can expect to pay roughly $1,140/yr in property taxes, $901/yr for homeowners insurance, and $2,526/yr in energy utilities. That adds approximately $381 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.